Section 1: Insurance for the Owners
My goal for Business Owners is to focus their energy on running their Businesses, so that they can create Wealth to execute their Wholistic ‘Financial Plan’, ‘Succession Plan’ and Family Goals. This can be done by ensuring Peace of Mind if a Partner were to have a Critical Illness, Disability or even Death. The Corporation can purchase and own policies that would pay out, if one of these events occurred. Although it’s not a Tax Deduction for the Corporation, the benefits would be received Tax Free.
Section 2: Benefits for the Employees
Your employees need to be taken care of, they cannot be treated like Mules. I say this jokingly but some Employers do not care about their employees; they just consistently replace them. Other Employers want to build a Business with stability and profit, a business that will hone in on retention. One of the best ways to accomplish employee retention is to have a superior ‘Group Benefits’ Plan, and an attractive Profit Sharing Plan.
When we are looking at building a ‘Group Benefits’ Plan, it will not be a generic cookie cutter type. We will take the time to understand your Unique Business, the needs of your employees and the products they will use, thus customizing your ‘Group Benefits’ Plan.
Let’s say you have 100 employees and 70 of them are under 40, with young families. That ‘Group Benefits’ Plan will look a lot different than a Business with 40 employees with the average age of 55. Coverage like Family Dental and Vision could be different.
With EWS as your Wholistic ‘Independent Financial Advisors’ we will customize your ‘Group Benefits’ Plan, and make sure your Corporate Insurance aligns with your Company’s Needs and Goals.